{"id":164,"date":"2008-02-27T09:56:27","date_gmt":"2008-02-27T08:56:27","guid":{"rendered":"http:\/\/pixy.cz\/pixynergia\/2008\/ctyri-z-peti-zubaru\/"},"modified":"2008-02-27T09:56:27","modified_gmt":"2008-02-27T08:56:27","slug":"ctyri-z-peti-zubaru","status":"publish","type":"post","link":"https:\/\/www.pixy.cz\/pixynergia\/2008\/02\/27\/ctyri-z-peti-zubaru","title":{"rendered":"\u010cty\u0159i z p\u011bti zuba\u0159\u016f&#8230;"},"content":{"rendered":"\n<p>\u010cesk\u00fd \u0161\u00e9fzuba\u0159 Ji\u0159\u00ed Pek\u00e1rek prohl\u00e1sil, \u017ee o\u0161et\u0159en\u00ed zubn\u00edho kazu\nby nem\u011bly platit zdravotn\u00ed poji\u0161\u0165ovny. Pr\u00fd toti\u017e \u201enen\u00ed spr\u00e1vn\u00e9, \u017ee\nti, co se o\u00a0sv\u016fj chrup dob\u0159e straraj\u00ed, maj\u00ed dopl\u00e1cet na l\u00e9\u010dbu t\u011bch\nnezodpov\u011bdn\u00fdch.\u201c Co\u017e o\u00a0to, jist\u00e1 logika v\u00a0tom je a jako liber\u00e1l tu ideu\nch\u00e1pu\u00a0\u2013 ale pan doktor se kardin\u00e1ln\u011b plete v\u00a0jednom podstatn\u00e9m faktu.\nZdravotn\u00ed p\u00e9\u010di u\u017e nehrad\u00ed st\u00e1t, l\u00e9\u010dba nejde z\u00a0dan\u00ed a platby zuba\u0159\u016fm\nnepoch\u00e1zej\u00ed ze spole\u010dn\u00e9 kasy ve\u0159ejn\u00e9ho rozpo\u010dtu. Poch\u00e1zej\u00ed ze\nzdravotn\u00edho <em>poji\u0161t\u011bn\u00ed<\/em> a poji\u0161\u0165ovny je vypl\u00e1cej\u00ed\nz\u00a0individu\u00e1ln\u00edch \u00fa\u010dt\u016f sv\u00fdch poji\u0161t\u011bnc\u016f.<\/p>\n\n<p>Poji\u0161\u0165ovny funguj\u00ed podobn\u011b jako s\u00e1zkov\u00e9 kancel\u00e1\u0159e: odborn\u00edk\nzhodnot\u00ed rizika a stanov\u00ed kurz odpov\u00eddaj\u00edc\u00ed pravd\u011bpodobnosti, \u017ee se\npojistn\u00e1 ud\u00e1lost stane. Takto poji\u0161\u0165ovny funguj\u00ed odnepam\u011bti na cel\u00e9m\nsv\u011bt\u011b a je to z\u00e1kladn\u00ed princip jejich p\u0159\u00edjmu. Ob\u010dan se jde pojistit a\nplat\u00ed pravideln\u011b men\u0161\u00ed \u010d\u00e1stky jako pojistku proti tomu, aby nemusel\njednor\u00e1zov\u011b vyd\u00e1vat \u010d\u00e1stky velk\u00e9, kdy\u017e se stane n\u011bco nep\u0159\u00edjemn\u00e9ho.\nJestli\u017ee si ne\u010dist\u00edm zuby a m\u00e1m t\u00edm p\u00e1dem v\u011bt\u0161\u00ed sklon ke ka\u017en\u00ed zub\u016f,\nje legitimn\u00edm po\u017eadavkem poji\u0161\u0165ovny stanovit <em>vy\u0161\u0161\u00ed kurz<\/em> na\npolo\u017eku \u201ezubn\u00ed kaz\u201c a cht\u00edt po m\u011b v\u00edc pen\u011bz na pojistn\u00e9m, p\u0159\u00edpadn\u011b\nnaopak poskytovat slevu p\u0159i \u201ebeze\u0161kodn\u00edm pr\u016fb\u011bhu\u201c, tj. kdy\u017e se od\nzuba\u0159e dozv\u00ed, \u017ee se o\u00a0sv\u00e9 zuby star\u00e1m dob\u0159e. Ale tvrdit, \u017ee na m\u011b\n\u201enespravedliv\u011b\u201c dopl\u00e1cej\u00ed ti, co si zuby \u010dist\u00ed dob\u0159e, je pouze\nz\u00e1sadn\u00ed nepochopen\u00ed z\u00e1kladn\u00ed principu a bohu\u017eel v\u011brn\u00fd obraz na\u0161eho\npokroucen\u00e9ho syst\u00e9mu financov\u00e1n\u00ed zdravotnictv\u00ed.<\/p>\n\n<p>Se stejnou logikou m\u016f\u017eou za\u010d\u00edt cht\u00edt l\u00e9ka\u0159i zru\u0161en\u00ed \u00fahrad za\nl\u00e9\u010den\u00ed nachlazen\u00ed, vir\u00f3z a st\u0159evn\u00edch ch\u0159ipek u\u00a0v\u0161ech, co si \u0161patn\u011b\nmyj\u00ed ruce. A\u00a0u\u017e by to jelo: nehradit l\u00e9\u010dbu plicn\u00edch a n\u00e1dorov\u00fdch\nonemocn\u011bn\u00ed u\u00a0ku\u0159\u00e1k\u016f, zlomenin a v\u00fdron\u016f u\u00a0sportovc\u016f, nemoc\u00ed p\u00e1te\u0159e\nu\u00a0lid\u00ed se sedav\u00fdm zam\u011bstn\u00e1n\u00edm, pohlavn\u00edch chorob soulo\u017e\u00edc\u00edm bez\nkondomu, o\u0161et\u0159en\u00ed zraku u\u00a0v\u0161ech, co se d\u00edvaj\u00ed na televizi\u2026 Takto by se\npostupn\u011b daly rozebrat v\u0161echny \u00farazy a nemoci a zdravotn\u00ed poji\u0161\u0165ovna by\nnakonec hradila u\u017e jen p\u0159\u00edpady, kdy n\u011bkoho zas\u00e1hne meteorit z\u00a0\u010dist\u00e9ho\nnebe. Vy\u0161\u0161\u00ed riziko v\u017edy znamen\u00e1 vy\u0161\u0161\u00ed pravd\u011bpodobnost n\u00e1sledk\u016f. Co\u017e\nje p\u0159esn\u011b to, co zohled\u0148uj\u00ed poji\u0161\u0165ovny ve sv\u00fdch v\u00fdpo\u010dtech, a co je\nvlastn\u011b jejich hlavn\u00ed odbornou \u010dinnost\u00ed.<\/p>\n\n<p>Tak\u017ee nech\u0165 v\u00e1\u017een\u00fd doktor Pek\u00e1rek rad\u011bji d\u00e1l poctiv\u011b vrt\u00e1 zuby a\nnekafr\u00e1 sv\u00fdm pacient\u016fm do toho, u\u00a0koho a za jak\u00fdch podm\u00ednek se proti\nriziku n\u00e1klad\u016f za takov\u00fd z\u00e1krok pojistili.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cesk\u00fd \u0161\u00e9fzuba\u0159 Ji\u0159\u00ed Pek\u00e1rek prohl\u00e1sil, \u017ee o\u0161et\u0159en\u00ed zubn\u00edho kazu by nem\u011bly platit zdravotn\u00ed poji\u0161\u0165ovny. Pr\u00fd toti\u017e \u201enen\u00ed spr\u00e1vn\u00e9, \u017ee ti, co se o\u00a0sv\u016fj chrup dob\u0159e straraj\u00ed, maj\u00ed dopl\u00e1cet na l\u00e9\u010dbu t\u011bch nezodpov\u011bdn\u00fdch.\u201c Co\u017e o\u00a0to, jist\u00e1 logika v\u00a0tom je a jako liber\u00e1l tu ideu ch\u00e1pu\u00a0\u2013 ale pan doktor se kardin\u00e1ln\u011b plete v\u00a0jednom podstatn\u00e9m faktu. Zdravotn\u00ed p\u00e9\u010di &hellip; <a href=\"https:\/\/www.pixy.cz\/pixynergia\/2008\/02\/27\/ctyri-z-peti-zubaru\" class=\"more-link\">Pokra\u010dov\u00e1n\u00ed textu <span class=\"screen-reader-text\">\u010cty\u0159i z p\u011bti zuba\u0159\u016f&#8230;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-164","post","type-post","status-publish","format-standard","hentry","category-vseobecne"],"_links":{"self":[{"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/posts\/164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/comments?post=164"}],"version-history":[{"count":0,"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/posts\/164\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/media?parent=164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/categories?post=164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pixy.cz\/pixynergia\/wp-json\/wp\/v2\/tags?post=164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}